Nacha raises Same Day ACH limit

Nacha, the National Automated Clearing House Association, is significantly increasing the per-payment limit for its Same Day ACH service to $10 million. This marks the third such increase in the service's history and is scheduled to take effect on September 17, 2027. The move is expected to facilitate larger and faster transactions for businesses utilizing the ACH network, enhancing its utility for high-value, time-sensitive payments. This adjustment reflects the growing demand for efficient and immediate fund transfers within the U.S. payment system.