Visa, Mastercard Prioritize Tokens for AI Commerce

Visa and Mastercard are advancing agentic commerce by focusing on tokenization to authorize AI shopping assistants. As companies like OpenAI and Google develop AI agents capable of making purchasing decisions, secure authorization remains a critical hurdle. The payment networks are implementing token-based systems to ensure that these AI agents are recognized and approved by merchants, issuers, and the networks themselves before any transaction can occur. This move is essential for building trust and enabling the seamless integration of AI into the e-commerce landscape.